Bridging
Bridging Loans
When timing matters, a bridging loan can provide fast, short-term finance to keep a purchase or project moving. We’ll help you weigh whether it’s the right tool and plan a clear exit.
Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
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When timing is everything, a bridging loan can provide fast, short-term finance to keep a purchase or project moving — bridging the gap until longer-term funding or a sale completes.
Bridging is a specialist tool that can be more expensive than a standard mortgage, so a clear repayment (exit) plan is essential. We’ll help you weigh up whether it’s the right option, and arrange finance structured around your project and timeline. Please note that some bridging loans are not regulated by the Financial Conduct Authority.
Residential Bridging
Residential bridging can help when you need to move quickly, for example to buy before you’ve sold, break a chain or complete on a tight deadline. It’s designed to be short-term, with the loan repaid once your longer-term finance or sale completes.
We’ll make sure you understand the costs and, crucially, that your exit is realistic before recommending it.
Commercial Bridging
Commercial bridging supports short-term needs against commercial or mixed-use property, such as securing an opportunity ahead of longer-term refinancing. Lenders assess the asset and your exit plan closely.
We’ll help you structure the loan around your project and timeline.
Auction Finance
Winning at auction usually means completing within a matter of weeks, which standard mortgages can struggle to meet. Auction finance is built for that speed, letting you bid with confidence.
We’ll help you line up finance ahead of the auction so you’re ready to move fast.
Refurbishment Finance
If you’re improving a property before selling or refinancing, refurbishment bridging can fund the works. Light refurbishment covers cosmetic upgrades, while heavy refurbishment supports structural or larger projects.
We’ll help match the facility to the scope of your works and your exit plan.